SBA Relationship Manager
Location: San Francisco, CA
Employment Type: Full Time | On-Site
Salary Range: 85,000–155,000 annually (DOE, Role, Skills)
Important Note – Please Read Before Applying
Local candidates preferred
Must be authorized to work in the U.S. without current or future sponsorship
Must have relevant U.S. construction industry experience
Position Overview
We are seeking an experienced SBA Relationship Manager to develop new business, manage client relationships, and grow a portfolio of Small Business Administration loans. This position combines SBA lending, business development, financial analysis, portfolio management, and deposit generation.
The ideal candidate has a strong understanding of SBA lending programs, commercial credit, and relationship-based sales.
Key Responsibilities
Develop new SBA lending opportunities through prospecting, referrals, networking, and community involvement
Build and manage relationships with business owners, commercial real estate investors, and referral partners
Grow SBA loan production, deposits, cash-management services, and other banking revenue
Evaluate borrower financial statements, credit histories, cash flow, collateral, and property information
Determine loan feasibility and recommend appropriate financing structures
Prepare loan presentations and credit packages for review and approval
Partner with loan processors, underwriters, credit teams, and other internal departments
Manage loan opportunities from initial contact through underwriting, approval, and closing
Maintain complete and accurate credit files, loan documents, and relationship records
Monitor the existing portfolio and address client account or service concerns
Cross-sell business banking products, including deposit accounts, cash-management services, business credit cards, and letters of credit
Conduct market research and identify opportunities for new lending products and services
Ensure all lending activities comply with SBA requirements and internal policies
Maintain regular communication with clients and provide a high level of service
Qualifications
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field preferred; equivalent professional experience may be considered
Experience in SBA lending, commercial banking, business development, or relationship management
Working knowledge of SBA loan programs, credit analysis, underwriting, and loan structuring
Demonstrated success generating new loans, deposits, and banking relationships
Experience managing a commercial or SBA loan portfolio
Strong understanding of financial statements, cash-flow analysis, credit risk, and accounting principles
Proven sales, negotiation, networking, and client-development skills
Strong written and verbal communication skills
Ability to manage multiple loan opportunities and priorities
Knowledge of banking regulations, lending policies, and SBA compliance requirements
Established professional network within the San Francisco Bay Area is preferred
How to Apply
Interested candidates should submit their updated resume to: info@rizenetwork.net or click here to submit your resume
Suggested Call Times: Monday–Friday: 12:00 PM –4:00 PM (PST) Please mention your preferred time to call when submitting your resume.
Know someone who fits the role? Share this opportunity!